Terms of Service

1. Introduction

Welcome to SmartCapital. These Terms of Service ("Terms") govern your use of our website and services. By accessing or using our website and services, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our website or services.

2. Use of Our Website and Services

  • Eligibility: You must be at least 18 years old to use our website and services. By using our site, you represent and warrant that you meet this age requirement.
  • Account Registration: To access certain features or services, you may be required to create an account. You agree to provide accurate, complete, and up-to-date information during the registration process and to maintain the security of your account.
  • Prohibited Conduct: You agree not to engage in any unlawful, fraudulent, or malicious activity while using our website or services. This includes, but is not limited to, unauthorized access to our systems, distributing harmful software, or engaging in activities that disrupt or interfere with the functionality of our website.

3. Intellectual Property

  • Ownership: All content and materials on our website, including text, graphics, logos, and software, are the property of SmartCapital or its licensors and are protected by intellectual property laws. You may not use, reproduce, or distribute any content from our website without our express written permission.
  • Trademarks: The SmartCapital name and logo are trademarks of SmartCapital. You may not use these trademarks without our prior written consent.

4. Disclaimers

  • No Investment Advice: The information provided on our website is for informational purposes only and does not constitute investment advice or a recommendation. You should consult with a financial advisor before making any investment decisions.
  • Website Availability: We strive to ensure that our website is available and functioning properly, but we do not guarantee uninterrupted access or that our website will be free from errors or defects.

5. Limitation of Liability

  • No Liability for Damages: To the fullest extent permitted by law, SmartCapital shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of or in connection with your use of our website or services.
  • Maximum Liability: Our maximum liability to you for any claim arising out of these Terms or your use of our website or services shall be limited to the amount you have paid to us for the services in question.

6. Indemnification

You agree to indemnify and hold harmless SmartCapital, its affiliates, officers, directors, employees, and agents from any claims, liabilities, losses, damages, or expenses (including reasonable attorney's fees) arising out of or related to your use of our website or services, or your violation of these Terms.

7. Termination

We reserve the right to terminate or suspend your access to our website and services at our sole discretion, with or without cause, and with or without notice. Upon termination, your right to use our website and services will immediately cease.

8. Changes to These Terms

We may update these Terms from time to time to reflect changes in our practices or legal requirements. We will notify you of any significant changes by posting the updated Terms on our website. Your continued use of our website after changes are made constitutes your acceptance of the revised Terms.

9. Contact Us

If you have any questions or concerns about these Terms or our services, please contact us at: [email protected].